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Disclaimer. You're responsible for all vehicle actions, including a collision, period. You take control at any moment by turning the steering wheel or pressing the brake, period. You cannot use your phone while the vehicle is in FSD or look away from the front windshield for more than a few seconds, just like if you're manually driving the vehicle, period. The purpose of FSD is to save lives by reducing accidents, being that it is statistically safer than a human, period. It reduces driver fatigue.